Terms of Use

By accessing our website and any pages thereof, you confirm that you have reviewed, understand and agree to the following terms of use (hereinafter the “Terms”), and that you agree to be bound by these Terms and to comply with any applicable laws and regulations. If you do not agree to these Terms do not proceed to further pages of our website.

The Terms are subject to change at any time without notice and access to, and use of our website may be restricted or terminated at any time. You are therefore advised to review these Terms each time you access the website. The applicable version is always the current one, as referenced hereafter (last update: July 2016).

Access to and use of our website as well as the Terms are governed by Swiss law. The place of jurisdiction is Geneva.

Local legal restrictions

The content of the website is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulatory provisions or in which Atlanticomnium does not hold any necessary registration or license. Individuals or legal entities in respect of whom such prohibitions apply, whether on grounds of their nationality, their place of residence or on other grounds, must not access or use the site.

No advice, offers or solicitations

The information and materials in our website should not be construed as to provide tax, legal or investment advice. The information, products, data, services, tools and documents contained or described on our website are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation to buy or sell investment instruments, to effect any transaction or to enter into any legal relations. The financial products mentioned on our website are not suitable for all investors. Prior to making investment decisions you should conduct a thorough investigation and obtain all necessary professional advice for all issues in order to be aware of the specific financial risks as well as legal, regulatory, credit, tax and accounting consequences, including your eligibility to make such investment in terms of the applicable law.

Past performance

Past performance is no indication of future performance, and nothing on this website should be interpreted to state or imply otherwise. The value of investments may fall as well as rise and investors may not get back the full amount invested. Changes in rates of foreign exchange may cause the value of investments to go up or down.

Use of information and material

This website and the information herein is for general information purposes only. Not all products and advisory or management services are available in all geographic areas. Your eligibility for particular products and advisory or management services is subject to local law and regulation. Unauthorized use of this website and Atlanticomnium’s systems, including but not limited to unauthorized entry into Atlanticomnium’s system, misuse of passwords or misuse of any information posted on this website, is strictly prohibited. Your eligibility for a particular product or service is subject to final determination by Atlanticomnium.

Risks in relying on the information and materials contained in this website

Atlanticomnium makes reasonable efforts to provide accurate information on this website. There may be delays, omissions or inaccuracies in the information. Atlanticomnium does not endorse the opinions of, or warrant the accuracy of facts or other information or materials contributed by, any third party. Atlanticomnium has no obligation or responsibility to undertake, update or amend any such information. The information contained in this website is as of the dates expressly stated herein, and no implication is being made that there has been no change in such information subsequent to such dates.

No warranty

Atlanticomnium provides no warranty and makes no representations of any kind whatsoever regarding:

  • the currency, accuracy or completeness of the content;
  • the results to be obtained by any user of the website; or
  • any third party content accessible on or through the website.

Except to the extent required by current laws and/or regulations, Atlanticomnium, including its directors, agents, employees or subcontractors:

  • disclaims any and all express or implied warranties and conditions including without limitation warranties and conditions as to quality and fitness for a particular purpose;
  • does not warrant that the website, any content (including any third party content), goods and services referred to therein will be uninterrupted or error free, that defects will be corrected or that the website, the servers from which it is available or any connected website is free of viruses, trojan horses, worms, software bombs or similar items or processes or other harmful components. In order to safeguard against viruses, it is advisable to use up-to-date versions of browsers and to install and continuously update antivirus software. Users should strictly avoid opening e-mails of unknown origin or unexpected e-mail attachments.

Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this website, have been obtained from carefully selected sources believed to be reliable. All such information is provided "as is" to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or fitness for any particular purpose.

The information and opinions on the website are descriptive of Atlanticomnium as a whole and the products and services described may not be available to or suitable for all investors. The fact that a user accesses the website does not make him a client of Atlanticomnium.

Any expressions of opinion, estimates and projections on the website are those of the authors at the date of writing. They do not necessarily reflect the view of Atlanticomnium and are subject to change at any time without prior warning. Atlanticomnium and its contractual partners may discontinue, or make changes in, the information, data and documents, and the products or services described herein, at any time without prior notice. Any information marked with a date is published as of this date only and no obligation or responsibility is undertaken to update or amend any such information.

No liability

In no event shall Atlanticomnium be liable for any indirect, incidental, special, punitive or consequential damages (including, without limitation, damages for loss of data, business or profits) arising out of or in connection with these Terms, the website, the inability to use the website or any products, services or content purchased, obtained or stored in or from the website, whether based on contract, tort, strict liability or otherwise, even if Atlanticomnium has been advised of the possibility of such damages,

and notwithstanding the failure of the essential purpose of any remedy. Without limiting the foregoing provisions of the paragraph, these limitations also apply to any third party claims against users.

Indemnity

You agree to indemnify, defend and hold harmless Atlanticomnium from and against any and all suits, losses, claims, demands, liabilities, damages, costs and expenses (including reasonable attorneys' fees) arising from or relating to:

  • your use of the website;
  • your breach of any terms and conditions contained in these Terms or any representation, warranty or covenant made by you herein; or
  • your violation of any applicable law, statute, ordinance, regulation or any third party's rights. This obligation survives the termination of these Terms.

Proprietary information

Unless accompanied by an explicit statement to the contrary, all content on this website is protected by copyright, database rights, or other intellectual property rights, and is the property of Atlanticomnium.

Except as otherwise specifically agreed in writing or to the extent necessary to use the website in accordance with these Terms, you shall not:

  • copy the website in whole or in part (except to make backup copies solely for disaster recovery purposes);
  • display, reproduce, create derivative works from, transmit, sell, distribute, rent, lease, sublicense, time-share, lend or transfer or in any way exploit the website in whole or in part;
  • embed the website into other products;
  • use the website in any timesharing arrangement;
  • create function calls or other embedded links from any software program to the website;
  • remove or obscure any copyright notice of Atlanticomnium or any of its suppliers;
  • use any trademarks, service marks, domain names, logos, or other identifiers of Atlanticomnium or any of its third party suppliers; or
  • save to the extent permitted under by law, reverse engineer, decompile, disassemble, or access the source code of the website.

Nothing in the website is designed to grant any license or right to use any image, trademark or logo. No act of downloading or otherwise copying from the website will transfer any legal entitlement to any software or material on the website to you. Atlanticomnium reserves all intellectual property rights (such as copyright and trademark rights) to all material on the website, and will enforce such rights to the full extent of applicable law.

Links to third-party websites

Our website may contain hyperlinks (or "links") to Internet websites of third persons and entities. Atlanticomnium may provide such links solely for your convenience as pointers to information on topics that may be useful to users of our website or has no control over the content on such third party website. Atlanticomnium does not maintain and is not responsible or liable for any off-site web pages accessible from or linked to our website or any products, services or information contained, offered or promoted therein. Activating some links to third-party websites on this website may cause you to leave our website.

Use of links to any third person via the website is at your sole discretion and at your own risk. No warranties or liability concerning the content of such websites are made, including assurances that it is correct, accurate, complete, true, up-to-date or fit for any particular purpose. Nor does Atlanticomnium warrant that such website or content is free from any claims of copyright or  trademark or other infringement of the rights of third parties or that such site or content is free of viruses or other harmful components. No guarantee as to the authenticity of documents on the Internet is given.

Links to off-site web pages do not necessarily constitute sponsorship or affiliation of, with or by Atlanticomnium and should not be construed as such. All opinions, recommendations, views, news, information and other content contained in any third person sites are solely those of the third persons, and Atlanticomnium disclaims all responsibility and liability for such content.

Please note that third-party websites are not subject to Atlanticomnium data protection policy and Atlanticomnium is not responsible for the policies they apply with regard to collection and treatment of your personal data. We recommend that you carefully read the terms of use and data protection policies governing the third-party website before using it in order to check how it protects your personal data and privacy.

Monitoring, investigation and disclosure of information

Please note that all your actions while using this website may be recorded and analyzed for various purposes, including security, marketing and system monitoring purposes.

For security purpose, Atlanticomnium may investigate any complaint or reported violation of its policies and take any action that it deems appropriate. Such action may include, but is not limited to, issuing warnings, suspending or terminating your use of all or any portion of the website and denying you access to all or any portion of the website. Atlanticomnium also reserves the right to report any activity that it suspects may violate any law or regulation to appropriate law enforcement officials, regulators, or other persons or entities. In order to cooperate with governmental requests, to protect Atlanticomnium’s systems and other users, to ensure the integrity and operation of the website, business or systems, or otherwise to comply with the law and legal process, Atlanticomnium may access and disclose any information it considers necessary or appropriate.

Data transfer/processing

Please note that when using any Internet facility (such as this website), data is transported over an open network that is accessible to third parties and may not be secure and there is a risk that information may be corrupted or interrupted during transmission or that any encryption technology may not provide complete protection. Data is also regularly transmitted across international borders. This also applies to data transfers where both the sender and recipient are located in the same country.

Atlanticomnium may transmit or store any data provided by you when using this website outside your

country of residence. In such cases, Atlanticomnium make every effort to secure an appropriate standard of protection for your data, taking account of the applicable legal and regulatory requirements, including those relating to bank client confidentiality and data protection, but it is possible that data may be relayed to a country in which the prevailing standards of data protection are lower than in your country of domicile. Atlanticomnium accepts no responsibility or liability for the security of your data during transmission via the Internet. We would like to draw your attention to the fact that you can communicate with us by other means whenever you consider it appropriate on data protection grounds.

Please note that Atlanticomnium does not use this website to collect any personal data, except where you explicitly and knowingly provide such data.

Passwords and security

Access to any password-protected portion of the website requires that a user obtain a username and password from Atlanticomnium. In consideration of being granted a username and password and permitted access to certain portions of the website, you hereby acknowledge having read and understood these Terms and agree to be bound thereby. Subsequent use of any username and  password issued by Atlanticomnium shall be deemed to constitute full acceptance and understanding of the terms and conditions in these Terms. Any use of or action taken under your password on the website and maintaining the confidentiality and security of your password is your sole responsibility. In addition, full responsibility for all activity conducted through your account is your sole responsibility, and you hereby release Atlanticomnium from any and all liability concerning such activity. You must immediately notify Atlanticomnium of any actual or suspected loss, theft or unauthorized use of a user’s username or password. Atlanticomnium has no obligation to inquire as to the authority or propriety of any use of or action taken under your password and will not be responsible for any loss to you arising from any such use or action or from your failure to comply with the above.

Enforceability

If any portion of any provision of these Terms is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible and the remaining provisions of these Terms shall remain in full force and effect.

No waiver of rights

No failure of either party to enforce any of its rights under these Terms will act as a waiver of such rights.

Assignability

These Terms will be binding on and will inure to the benefit of the legal representatives, successors and assigns of the parties hereto. Atlanticomnium may assign the terms and conditions under these Terms in whole or in part at any time without your consent. Your obligations contained in these Terms shall not be assigned or delegated. Any purported assignment of the terms and conditions contained in these Terms in violation of its terms shall be void.